Are you wondering, “Can you get free loft insulation if not on benefits“ Many UK homeowners are curious about whether they can access insulation grants without being on government assistance. The answer is YES, you may still qualify for financial support to insulate your home.

Government initiatives, such as the Great British Insulation Scheme and the ECO Scheme, aim to improve home energy efficiency and reduce heating costs. This guide explores various funding options, eligibility criteria, and the application process for securing free or subsidized loft insulation—even if you don’t receive benefits.

Eligibility Criteria To Apply For Loft Insulation Grant If Not One Benefits

To be considered for a loft insulation grant, your home must meet certain requirements, including:

  • Ownership Status – You must own the property or have permission from the landlord.
  • Primary Residence – The home must be your primary residence, occupied for at least six months per year.
  • Energy Efficiency Standards – The house must meet specific insulation requirements.

How Do Government Grants Work?

There are two primary schemes that provide funding for loft insulation, cavity wall insulation, and other energy-saving improvements:

1. The ECO Scheme (Energy Company Obligation)

  • Launched in 2013, the ECO Scheme is a government-led initiative designed to reduce fuel poverty and improve home heating efficiency.
  • Under the ECO4 Scheme, low-income households receiving benefits (e.g., Universal Credit, Child Tax Credit) can qualify for free insulation grants.
  • However, some homeowners not on benefits may still qualify under the ECO Flex criteria, depending on local council policies.

2. The Great British Insulation Scheme

  • Previously known as ECO+, this scheme is specifically designed for homeowners who are NOT on benefits.
  • To qualify, your home must have an EPC (Energy Performance Certificate) rating of D or lower.
  • The scheme focuses on properties in lower Council Tax bands (A-D in England, A-E in Scotland and Wales).

So, if you’ve been asking, “Can I get a grant for loft insulation if not on benefits?”, the Great British Insulation Scheme might be your best option.

Apply for Loft insulation grant